How to Book a Holiday Package on EMI: Complete Travel EMI Guide

Planning a holiday is exciting, but paying the entire cost of a trip at once may not always fit into your monthly budget. With available travel EMI options, eligible travellers may be able to spread the cost of a holiday package over a selected repayment period instead of making the entire payment upfront.

Travokash makes travel planning easier with Easy EMI options, subject to applicable finance partner eligibility, approval, terms and conditions.

Whether you are planning a Dubai holiday, Maldives honeymoon, Singapore vacation, Thailand trip, Bali holiday, family vacation or a domestic tour, understanding how travel EMI works can help you plan your trip more effectively.

In this guide, we explain how to book a holiday package on EMI, what documents may be required, how EMI eligibility works, what charges to check and what to consider before confirming your booking.

What Is a Holiday Package on EMI?

A holiday package on EMI allows an eligible customer to pay for a qualifying travel booking through Equated Monthly Instalments (EMIs) rather than paying the entire financed amount at once.

Depending on the available finance/payment option, the customer may select a suitable tenure and repay the financed amount over multiple instalments.

The actual EMI, interest rate, processing fee, tenure and other applicable charges can vary depending on the finance/payment partner, customer's eligibility, transaction amount and selected plan.

Therefore, customers should always confirm the final EMI amount and applicable charges before completing the transaction.

Why Book a Holiday Package on EMI?

Travel EMI can be useful for customers who want to plan their holiday while managing their monthly cash flow.

Some potential benefits include:

1. Manage Your Travel Budget

Instead of paying the entire eligible amount upfront, the cost can be distributed across the selected repayment period, subject to approval.

2. Plan Your Dream Holiday

EMI options can make it easier for eligible customers to consider destinations that may otherwise require a larger upfront payment.

3. Choose a Suitable Repayment Tenure

Depending on the available finance option, different repayment tenures may be offered.

4. Combine Travel Services

A holiday package may include services such as:

Flights
Hotels
Transfers
Sightseeing
Activities
Visa assistance
Other travel services

The exact inclusions depend on the selected package.

5. Easy Travel Planning

With Travokash, customers can discuss their travel requirements and explore available holiday packages along with applicable Easy EMI options.

How to Book a Holiday Package on EMI

The process can be simple when the package and finance option are suitable for your requirements.

Step 1: Choose Your Destination

First, decide where you want to travel.

Popular destinations may include:

Dubai
Maldives
Singapore
Thailand
Bali
Vietnam
Malaysia
Hong Kong
Australia
New Zealand
Europe
Kashmir
Goa
Kerala
Himachal Pradesh
Rajasthan

Your destination, travel dates and number of travellers will help determine the package requirements.

Step 2: Select Your Holiday Package

Compare the available packages based on:

Number of days
Hotel category
Flights
Transfers
Sightseeing
Meals
Activities
Visa assistance
Travel insurance, if applicable
Cancellation terms
Package inclusions and exclusions

Do not compare packages only on the headline price. Always check what is actually included.

Step 3: Check the Total Package Price

Before choosing EMI, understand the total booking value.

For example, a holiday package may include:

Flights + Hotel + Transfers + Sightseeing + Activities

The final package cost will depend on destination, travel dates, hotel category, number of travellers and selected services.

Step 4: Check EMI Eligibility

Once you select your holiday package, ask about the available EMI/payment options.

Eligibility may depend on factors such as:

Finance/payment partner
Customer profile
Available credit facility
Transaction amount
Selected tenure
Required documentation
Partner approval criteria

EMI availability is not guaranteed for every customer or every booking.

Step 5: Select the Available EMI Option

If you are eligible, you may be presented with available EMI plans.

Before accepting the plan, check:

EMI amount
Repayment tenure
Interest rate, if applicable
Processing fee
Other applicable charges
Total repayment amount
Cancellation/refund implications
Terms and conditions

This helps you understand the actual cost of financing your holiday.

Example of Holiday EMI Calculation

Suppose a holiday package has a booking value of:

₹60,000

If an eligible finance option is available, the amount may be converted into an EMI according to the applicable interest rate, processing charges and selected tenure.

For example, the customer may be offered different repayment periods such as:

6 months | 9 months | 12 months

The actual EMI will depend on the applicable finance terms.

Important

The above is only an illustration. It is not a guaranteed EMI quote.

Actual EMI, interest, processing fee, tenure and total repayment amount should be confirmed at the time of booking.

What Documents May Be Required for Travel EMI?

Depending on the finance/payment partner and customer's profile, certain documents or information may be required.

These can include:

PAN
Aadhaar or another accepted identity document
Mobile number
Bank/card details, where applicable
Address details
Income or employment information, where required
Other documents requested by the finance partner

Exact documentation depends on the applicable finance/payment partner and eligibility process.

Can You Book an International Trip on EMI?

Yes, eligible customers may be able to finance qualifying international holiday bookings through available EMI options, subject to the applicable partner's terms and approval.

Travellers can explore EMI options for destinations such as:

Dubai

Plan a Dubai holiday including hotels, sightseeing, transfers and other selected services.

Maldives

Plan a honeymoon or leisure holiday with resort accommodation and selected activities.

Singapore

Explore Singapore attractions, hotels, transfers and sightseeing options.

Thailand

Plan Bangkok, Pattaya, Phuket, Krabi or combination itineraries.

Bali

Plan a Bali holiday for couples, families or groups.

Vietnam

Explore destinations such as Hanoi, Da Nang, Ho Chi Minh City and other locations depending on your itinerary.

The availability of EMI and the services eligible for financing should be confirmed before booking.

Can I Book a Honeymoon Package on EMI?

Depending on eligibility and the available finance option, a qualifying honeymoon package may be booked using EMI.

For example, couples can explore:

Maldives honeymoon
Dubai honeymoon
Bali honeymoon
Thailand honeymoon
Singapore honeymoon
Mauritius honeymoon
Vietnam honeymoon

Before confirming the booking, check the total package price, EMI terms, hotel category, inclusions and cancellation conditions.

Can I Book a Family Holiday on EMI?

Eligible customers may also explore EMI options for family holiday packages.

A family package may include:

Hotel accommodation
Flights
Airport transfers
Sightseeing
Activities
Meals
Other selected travel services

The package should be selected according to the number of travellers, children's ages, hotel requirements and travel dates.

No-Cost EMI vs Regular EMI

Customers may come across different EMI options while planning a holiday.

Regular EMI

Under a regular EMI arrangement, interest may be applicable depending on the finance/payment plan.

The customer should check the applicable interest rate, processing fee and total repayment amount before accepting the offer.

No-Cost EMI

Under a no-cost EMI arrangement, the commercial structure may be different, and the applicable cost of financing may be handled according to the merchant/finance partner arrangement.

No-cost EMI availability, eligibility and terms are not universal.

Customers should always verify the final payable amount and applicable charges before completing the transaction.

What Charges Should You Check Before Booking?

Before accepting a holiday EMI plan, check all applicable charges.

These may include:

Interest
Processing fee
GST/taxes
Transaction charges
Cancellation charges
Foreclosure/pre-closure charges, where applicable
Other partner-specific fees

Do not rely only on the advertised EMI amount. Ask for the complete repayment details before confirming the finance transaction.

Can I Cancel a Holiday Booked on EMI?

Cancellation depends on the travel booking terms as well as the applicable finance/payment arrangement.

Travel suppliers such as airlines, hotels and activity providers may have their own cancellation and refund policies.

Also, cancelling a travel booking does not automatically mean that the financing arrangement is cancelled in the same manner.

Therefore, before booking, customers should understand:

Travel cancellation policy + refund policy + EMI/finance terms

Travokash customers should review the applicable booking and payment terms before making the final payment.

How Travokash Easy EMI Works

Travokash combines holiday planning with available Easy EMI options for eligible customers.

Simple Process

1. Tell us your destination

Example: Dubai, Maldives, Singapore or Thailand.

2. Share your travel requirements

Travel dates, number of travellers, hotel preference and approximate budget.

3. Select your holiday package

Our team can help you understand available package options.

4. Check available EMI options

Eligibility and available plans are checked through the applicable finance/payment process.

5. Complete the required process

Submit the required information/documents and complete the applicable approval process.

6. Confirm your booking

Once the applicable booking and payment requirements are completed, your holiday booking can be processed according to the package terms.

Tips for Booking a Holiday on EMI

Set a Comfortable Monthly Budget

Don't select an EMI solely because the monthly amount looks affordable. Consider the total repayment amount and your existing financial commitments.

Compare the Total Cost

Check the total amount payable under the EMI plan.

Read the Terms

Understand interest, processing charges, cancellation rules and refund conditions.

Book Early

For popular destinations, booking early may provide more choice in flights and hotels.

Check Package Inclusions

Make sure you know exactly what is included in your holiday package.

Keep Documents Ready

Having the required information available can make the eligibility and booking process smoother.

Popular Holidays You Can Explore with Travokash

Travokash offers holiday planning across domestic and international destinations.

International Holidays

Dubai
Maldives
Singapore
Thailand
Bali
Vietnam
Malaysia
Hong Kong
Australia
New Zealand
Europe

Domestic Holidays

Kashmir
Himachal Pradesh
Goa
Kerala
Rajasthan
Uttarakhand
Sikkim
Andaman
Meghalaya
North East India

Availability, package pricing and EMI options depend on destination, travel dates, package selection and applicable terms.

Why Choose Travokash for Your Holiday Planning?

Travokash is a Travel + Finance platform designed to make holiday planning and available payment options easier for travellers.

With Travokash, customers can explore:

Domestic holiday packages
International holiday packages
Honeymoon packages
Family holidays
Group tours
Flight booking
Hotel booking
Visa assistance
Travel assistance
Available Easy EMI options

Our goal is to make travel planning more accessible with:

BIG DREAM | EASY EMI

Frequently Asked Questions

Can I book a holiday package on EMI?

Eligible customers may be able to book qualifying holiday packages using available EMI/payment options, subject to finance partner eligibility and approval.

Can I book an international trip on EMI?

Depending on the applicable finance option, eligible customers may be able to finance qualifying international holiday bookings.

Can I book a Dubai trip on EMI?

Travellers can ask Travokash about available EMI options for eligible Dubai holiday packages. The final availability depends on the applicable finance/payment partner and customer eligibility.

Can I book a Maldives honeymoon on EMI?

Eligible customers may be able to explore EMI options for qualifying Maldives honeymoon packages, subject to applicable terms and approval.

Is EMI available for every holiday package?

No. EMI availability can depend on the package, transaction value, finance/payment partner and customer eligibility.

Is No-Cost EMI available on travel packages?

No-cost EMI may be available for selected transactions or packages depending on the applicable commercial arrangement. Customers should confirm the exact terms before booking.

What documents are required for travel EMI?

Requirements vary by finance/payment partner and customer profile. Identity, contact, financial or payment-related information may be requested as applicable.

Can I cancel my holiday after booking it on EMI?

Cancellation depends on the travel supplier's cancellation policy and the applicable finance/payment terms. Always check both before booking.

How do I calculate my travel EMI?

The EMI depends on the financed amount, interest rate, tenure and applicable charges. The final EMI should be confirmed through the applicable finance/payment process.

How can I book a holiday with Travokash?

Contact Travokash with your destination, travel dates, number of travellers and approximate budget. The team can help you explore suitable packages and available payment/EMI options.

Call to Action

Ready to Plan Your Dream Holiday?

Don't let the entire trip cost stop you from planning your next vacation.

Explore Travokash Holiday Packages with Easy EMI options, subject to eligibility and applicable terms.

📞 8076016565
📧 hello@travokash.com

Travokash
BIG DREAM | EASY EMI